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	<title>The Credit Card &#8211; PresbyCan Daily Devotional</title>
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	<itunes:summary>A daily Christian devotional based on real-life experiences</itunes:summary>
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	<itunes:name>Robin Ross</itunes:name>
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	<title>The Credit Card &#8211; PresbyCan Daily Devotional</title>
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		<title>The Credit Card</title>
		<link>https://wp.presbycan.ca/2008-07-15/credit</link>
		<comments>https://wp.presbycan.ca/2008-07-15/credit#respond</comments>
		<pubDate>Tue, 15 Jul 2008 08:50:00 +0000</pubDate>
		<dc:creator>Elaine Ingalls Hogg</dc:creator>
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		<description><![CDATA[A few days ago, I jotted a note in my journal about a gift I was offered when a new store opened its doors and welcomed the local population to come and shop. As soon as I stepped inside the &#8230; <a href="https://presbycan.ca/?p=4365" target="_blank">Read more</a>]]></description>
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Listen to this devotional:<br />
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Listen while you read: "Holy Spirit Hear Us"<sup>1</sup>&nbsp;
<a href="https://wp.presbycan.ca/music?mu=m297" target="_blank" style="color:blue;">(Lyrics)</a><br />
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<p><b>Ephesians 2:8-9</b> &ndash; For it is by grace you have been saved, through faith &mdash; and this not from yourselves, it is the gift of God &mdash; not by works, so that no one can boast. (NIV)</p>
<p>A few days ago, I jotted a note in my journal about a gift I was offered when a new store opened its doors and welcomed the local population to come and shop. As soon as I stepped inside the store, I was greeted with a friendly smile, something I&#39;ve grown to expect from this type of store. However, what I wasn&#39;t expecting was a second greeting, but this day, a gentleman in a crisp, white shirt approached me with a broad smile. &quot;Have you received your free gift today?&quot; he asked, and thrust a small package into my hand.</p>
<p>I looked down at the attractive presentation case and smiled. &quot;Thank you, a pen &mdash; something every writer can use.&quot; I was about to take it out of its case when the man added, &quot;All you have to do is answer a few questions. Now, could I have your name and address?&quot;</p>
<p>&quot;I&#39;m sorry, but what does knowing my address have to do with my receiving a free gift?&quot;</p>
<p>&quot;Oh, we want you to keep the gift, but we need to have your address so we can send you our credit card.&quot;</p>
<p>&quot;Thank you,&quot; I replied. &quot;I don&#39;t need a credit card at the moment.&quot;</p>
<p>What happened next surprised me. &quot;Okay, I&#39;ll take that,&quot; the gentleman said, and reached over to take the pen from my hand. Did I hear him right? Hadn&#39;t he said the pen was a free gift? The incident started me thinking. When it comes to receiving a gift, I prefer the ones that are given like God&#39;s gift of salvation &mdash; an offering of love, with no strings attached.</p>
<p>God&#39;s gift is free. We won&#39;t be asked to pay for the gift because the price was paid in full when Jesus died on the cross. Best of all, when we accept God&#39;s gift, our debt is marked, &quot;Paid in full&quot;, and our wrongdoings are no longer remembered.</p>
<p><b>Prayer:</b> &ndash; Dear God, we come to You today to say thank You for Your marvellous gift of salvation. Amen.</p>
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			<h4>About the author:</h4>
<p>Elaine Ingalls Hogg &lt;<a href= "&#109;&#97;&#105;&#108;&#116;&#111;&#58;authorhogg&#64;yahoo.ca,daily&#64;presbycan.ca?subject=PresbyCan%20Feedback%20for%20Tuesday,%20July%2015,%202008" target= "_blank" >authorhogg&#64;yahoo.ca</a>&gt;<br />
Smiths Creek, New Brunswick, Canada<br /><a href= "&#109;&#97;&#105;&#108;&#116;&#111;&#58;authorhogg&#64;yahoo.ca,daily&#64;presbycan.ca?subject=PresbyCan%20Feedback%20for%20Tuesday,%20July%2015,%202008" target= "_blank" style= "color: blue; text-decoration: underline;" >Send your feedback to the author</a></p>]]></content:encoded>
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